/* ============================================================
   LEDGER & CO. — theme: "Cashloan" reskin
   Purple/indigo primary, teal CTA, white surfaces.
   Poppins (display) / Inter (body) / IBM Plex Mono (numbers)
   Signature: dot-leader ledger rows inside a solid purple result card.
   ============================================================ */

:root{
  --bg: #FFFFFF;
  --bg-soft: #F6F5FC;
  --surface: #FFFFFF;
  --surface-2: #F1EFFB;
  --border: #E6E3F5;
  --border-soft: #EDEBF9;

  --text: #26243B;
  --muted: #666480;
  --muted-2: #8D8AA8;

  --purple: #6C5DD3;
  --purple-dark: #5A4BC2;
  --purple-deep: #4C3FAE;
  --purple-soft: #EFEDFB;
  --purple-text: #6C5DD3;

  --teal: #17C3B2;
  --teal-dark: #10A395;

  --amber: #F0A85B;
  --sage: #2FB88A;
  --rust: #E0654F;

  --radius: 14px;
  --radius-sm: 9px;
  --shadow: 0 2px 6px rgba(76,63,174,0.06), 0 12px 28px rgba(76,63,174,0.08);

  --font-display: "Poppins", -apple-system, BlinkMacSystemFont, sans-serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: "IBM Plex Mono", ui-monospace, monospace;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }

body{
  margin:0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  *{ animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

.wrap{ max-width: 1080px; margin: 0 auto; padding: 0 20px; }
.wrap--narrow{ max-width: 780px; }
a{ color: var(--purple); text-decoration: none; }
a:hover{ text-decoration: underline; }
:focus-visible{ outline: 2px solid var(--purple); outline-offset: 2px; }

/* ============ HEADER / NAV ============ */
.site-header{
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 50;
}
.header-inner{ display:flex; align-items:center; justify-content:space-between; gap: 16px 28px; padding: 16px 0; flex-wrap: wrap; }
.wordmark{ display:flex; align-items:center; gap:9px; }
.wordmark-icon{ display:flex; align-items:center; color: var(--purple); flex-shrink: 0; }
.wordmark-icon svg{ display:block; }
.wordmark--small .wordmark-icon svg{ width: 22px; height: 22px; }
.wordmark-text{
  font-family: var(--font-display); font-size: 1.3rem; font-weight: 800; color: var(--text);
  letter-spacing: -0.01em;
}
.wordmark--small .wordmark-text{ font-size: 1.1rem; }
a.wordmark-link{ text-decoration:none; }

.site-nav{ display:flex; align-items:center; flex-wrap: wrap; gap: 10px 22px; }
.site-nav > a{
  font-size: 0.82rem; color: var(--muted); font-weight: 600; text-transform: uppercase; letter-spacing: 0.04em;
  padding-bottom: 4px; border-bottom: 2px solid transparent; white-space: nowrap;
}
.site-nav > a:hover{ color: var(--text); text-decoration:none; }
.site-nav > a.current{ color: var(--purple); border-bottom-color: var(--purple); }
.nav-dropdown{ position: relative; }
.nav-dropdown summary{
  list-style:none; cursor:pointer; font-size: 0.82rem; color: var(--muted); font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.04em; white-space: nowrap;
  display:flex; align-items:center; gap: 5px; padding: 6px 0;
}
.nav-dropdown summary::-webkit-details-marker{ display:none; }
.nav-dropdown summary:hover{ color: var(--text); }
.nav-dropdown[open] summary{ color: var(--purple); }
.nav-menu{
  position:absolute; right:0; top: calc(100% + 10px); background: var(--surface);
  border: 1px solid var(--border); border-radius: var(--radius-sm); box-shadow: var(--shadow);
  padding: 8px; min-width: 250px; display:grid; gap: 2px; z-index: 60;
}
.nav-menu a{
  display:block; padding: 9px 11px; border-radius: 7px; color: var(--text); font-size: 0.88rem;
  font-weight: 500; text-transform: none; letter-spacing: 0;
}
.nav-menu a:hover{ background: var(--purple-soft); text-decoration:none; color: var(--purple); }
.nav-menu a.current{ color: var(--purple); font-weight: 700; background: var(--purple-soft); }

@media (max-width: 640px){
  .header-inner{ justify-content: flex-start; }
  .site-nav{ width: 100%; gap: 8px 16px; }
  .nav-menu{ right: auto; left: 0; }
}

/* ============ AD SLOTS ============ */
.ad-slot{ margin: 28px 0; }
.ad-slot-inner{
  border: 1px dashed var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-soft);
  display:flex; align-items:center; justify-content:center; flex-direction:column; gap:2px;
  color: var(--muted-2);
  font-family: var(--font-mono); font-size: 0.7rem; letter-spacing: 0.06em; text-transform: uppercase;
  min-height: 90px;
}
.ad-slot-inner span.ad-slot-note{ text-transform:none; letter-spacing:0; font-size: 0.68rem; opacity:0.8; }
.ad-slot--leaderboard .ad-slot-inner{ min-height: 90px; }
.ad-slot--incontent .ad-slot-inner{ min-height: 120px; }

/* ============ PAGE / HERO ============ */
.page-hero{ padding: 44px 0 8px; }
.breadcrumb{ font-size: 0.82rem; color: var(--muted-2); margin: 0 0 14px; }
.breadcrumb a{ color: var(--muted); }
.page-hero h1{
  font-family: var(--font-display); font-weight: 700; font-size: clamp(1.9rem, 4vw, 2.6rem);
  margin: 0 0 12px; letter-spacing: -0.01em; line-height: 1.15; color: var(--text);
}
.page-hero .lede{ color: var(--muted); font-size: 1.05rem; max-width: 640px; margin: 0; }

/* ============ HOMEPAGE HERO ============ */
.home-hero{ padding: 60px 0 24px; }
.home-hero-eyebrow{
  font-family: var(--font-mono); font-size: 0.76rem; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--teal-dark); margin: 0 0 16px; font-weight: 600;
}
.home-hero h1{
  font-family: var(--font-display); font-weight: 800; font-size: clamp(2.2rem, 5vw, 3.4rem);
  line-height: 1.08; margin: 0 0 18px; letter-spacing: -0.015em; color: var(--purple);
}
.home-hero h1 em{ color: var(--text); font-style: normal; }
.home-hero p{ color: var(--muted); font-size: 1.06rem; max-width: 580px; margin: 0; }

/* ============ CALCULATOR GRID (homepage) ============ */
.calc-cards{ display:grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin: 34px 0 8px; }
@media (max-width: 700px){ .calc-cards{ grid-template-columns: 1fr; } }
.calc-card{
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 22px; display:flex; flex-direction: column; gap: 8px; box-shadow: var(--shadow);
  transition: transform 0.15s ease, border-color 0.15s ease;
}
.calc-card:hover{ transform: translateY(-3px); border-color: var(--purple); }
.calc-card .calc-num{ font-family: var(--font-mono); font-size: 0.75rem; color: var(--teal-dark); font-weight: 600; }
.calc-card h2{ font-family: var(--font-display); font-size: 1.2rem; margin: 0; font-weight: 700; color: var(--text); }
.calc-card p{ color: var(--muted); font-size: 0.9rem; margin: 0; }
.calc-card .calc-link{ margin-top: 6px; font-size: 0.86rem; font-weight: 700; color: var(--purple); }
.calc-card a.card-cover{ position: absolute; inset:0; }
.calc-card{ position: relative; }

.trust-strip{
  display:flex; flex-wrap:wrap; gap: 22px; margin: 36px 0; padding: 18px 22px;
  background: var(--purple-soft); border-radius: var(--radius-sm); border: 1px solid var(--border-soft);
}
.trust-item{ display:flex; align-items:center; gap:8px; font-size: 0.86rem; color: var(--text); }
.trust-item strong{ color: var(--purple); }

/* ============ CALCULATOR LAYOUT ============ */
.calc-section{ padding: 24px 0 8px; }
.calc-grid{ display:grid; grid-template-columns: minmax(0,1fr) minmax(0,1.1fr); gap: 20px; align-items:start; }
.calc-grid--networth{ grid-template-columns: minmax(0,1.3fr) minmax(0,1fr); }
@media (max-width: 800px){ .calc-grid, .calc-grid--networth{ grid-template-columns: 1fr; } }

.card{
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 26px; box-shadow: var(--shadow);
}

/* ============ FORM FIELDS (light card) ============ */
.form-card{ display:flex; flex-direction:column; gap: 16px; }
.field{ display:flex; flex-direction:column; gap:7px; }
.field-label{ font-size: 0.86rem; color: var(--text); font-weight: 600; }
.field-hint{ color: var(--muted-2); font-size: 0.78rem; font-weight: 400; }
.field-input{
  display:flex; align-items:center; gap:6px;
  background: var(--bg-soft); border: 1px solid var(--border); border-radius: var(--radius-sm);
  padding: 11px 13px; transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.field-input:focus-within{ border-color: var(--purple); box-shadow: 0 0 0 3px var(--purple-soft); }
.field-input input, .field-input select{
  background: transparent; border: none; color: var(--text);
  font-family: var(--font-mono); font-size: 1rem; width: 100%; outline: none;
}
.field-input select{ cursor: pointer; font-family: var(--font-body); }
.field-input .prefix, .field-input .suffix{ color: var(--muted); font-family: var(--font-mono); font-size: 0.92rem; }
.field-input--select{ padding: 4px 13px; }

.form-actions{ display:flex; gap: 10px; margin-top: 6px; }
.btn{
  font-family: var(--font-body); font-size: 0.92rem; font-weight: 700; border-radius: var(--radius-sm);
  padding: 12px 20px; cursor:pointer; border: 1px solid transparent; transition: background 0.15s ease, transform 0.1s ease, border-color .15s ease;
}
.btn:active{ transform: translateY(1px); }
.btn-primary{ background: var(--teal); color: #fff; flex:1; }
.btn-primary:hover{ background: var(--teal-dark); }
.btn-secondary{ background: transparent; color: var(--muted); border-color: var(--border); }
.btn-secondary:hover{ color: var(--text); border-color: var(--muted-2); }

/* ============ LEDGER RESULT CARD (signature element — solid purple, like the reference calculator widget) ============ */
.ledger-card{
  position: relative; background: var(--purple); border: none; color: #fff;
  box-shadow: 0 10px 30px rgba(108,93,211,0.28);
}
.ledger-head{ margin-bottom: 4px; }
.ledger-head-label{
  font-family: var(--font-mono); font-size: 0.72rem; letter-spacing: 0.09em; text-transform: uppercase;
  color: rgba(255,255,255,0.55);
}
.ledger-row{ display:flex; align-items: baseline; gap: 8px; padding: 12px 0; border-bottom: 1px solid rgba(255,255,255,0.14); }
.ledger-row:last-of-type{ border-bottom: none; }
.ledger-label{ font-size: 0.92rem; color: rgba(255,255,255,0.72); white-space: nowrap; }
.ledger-dots{ flex: 1; border-bottom: 1px dotted rgba(255,255,255,0.3); transform: translateY(-4px); min-width: 16px; }
.ledger-value{ font-family: var(--font-mono); font-weight: 700; font-size: 1rem; font-variant-numeric: tabular-nums; white-space: nowrap; color: #fff; }
.ledger-row--big .ledger-value{ font-size: 1.6rem; font-weight: 800; color: var(--amber); }
.ledger-row--big .ledger-label{ font-size: 1rem; color: var(--amber); font-weight: 600; }
.ledger-row--rust .ledger-value{ color: #FFB4A3; }
.ledger-row--mint .ledger-value{ color: #7FE3C4; }
.ledger-row--total{ border-top: 1px solid rgba(255,255,255,0.22); margin-top: 4px; padding-top: 15px; }
.ledger-note{ font-size: 0.83rem; color: rgba(255,255,255,0.6); margin: 14px 0 0; line-height: 1.55; }

.schedule-toggle{
  margin-top: 18px; width:100%; text-align:left; background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.22);
  color: rgba(255,255,255,0.85); font-family: var(--font-mono); font-size: 0.8rem; padding: 10px 14px; border-radius: var(--radius-sm);
  cursor:pointer; transition: background 0.15s ease, border-color 0.15s ease;
}
.schedule-toggle:hover{ background: rgba(255,255,255,0.18); border-color: rgba(255,255,255,0.4); }
.schedule-wrap{ margin-top: 14px; max-height: 320px; overflow-y: auto; border: 1px solid rgba(255,255,255,0.2); border-radius: var(--radius-sm); }
.schedule-table{ width:100%; border-collapse: collapse; font-family: var(--font-mono); font-size: 0.82rem; }
.schedule-table th{
  position: sticky; top:0; background: var(--purple-dark); text-align: right; padding: 8px 10px;
  color: rgba(255,255,255,0.65); font-weight: 500; border-bottom: 1px solid rgba(255,255,255,0.2);
}
.schedule-table th:first-child, .schedule-table td:first-child{ text-align:left; }
.schedule-table td{ text-align:right; padding: 7px 10px; border-bottom: 1px solid rgba(255,255,255,0.1); color: rgba(255,255,255,0.8); font-variant-numeric: tabular-nums; }
.schedule-table tr:last-child td{ border-bottom: none; }

.chart-wrap{ margin-top: 18px; }
#inv-chart{ width:100%; height:auto; display:block; }

/* ============ NET WORTH ROWS ============ */
.nw-columns{ display:grid; grid-template-columns: 1fr 1fr; gap: 22px; }
@media (max-width: 560px){ .nw-columns{ grid-template-columns: 1fr; } }
.nw-column-head{ font-family: var(--font-mono); font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted-2); margin-bottom: 12px; }
.nw-rows{ display:flex; flex-direction:column; gap: 10px; margin-bottom: 12px; }
.nw-row{
  display:flex; flex-direction: column; gap: 8px;
  background: var(--bg-soft); border: 1px solid var(--border); border-radius: var(--radius-sm);
  padding: 10px;
}
.nw-row input[type="text"]{
  width: 100%; background: transparent; border: none; border-bottom: 1px solid var(--border);
  color: var(--text); font-size: 0.86rem; font-weight: 600; padding: 0 0 6px; min-width: 0; font-family: var(--font-body);
}
.nw-row input[type="text"]:focus{ outline: none; border-bottom-color: var(--purple); }
.nw-row .nw-amount-row{ display:flex; align-items:center; gap: 8px; }
.nw-row .nw-amount{
  flex: 1; min-width: 0; display:flex; align-items:center; background: var(--surface);
  border: 1px solid var(--border); border-radius: var(--radius-sm); padding: 7px 10px;
}
.nw-row .nw-amount input{ border:none; background:transparent; color:var(--text); font-family: var(--font-mono); width:100%; min-width:0; outline:none; }
.nw-row .nw-amount span{ color: var(--muted); font-family: var(--font-mono); font-size: 0.85rem; }
.nw-row .nw-remove{
  flex-shrink: 0; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-sm);
  color: var(--muted-2); cursor:pointer; font-size: 1.1rem; line-height:1; width: 34px; height: 34px;
}
.nw-row .nw-remove:hover{ color: var(--rust); border-color: var(--rust); }
.nw-add{
  background: none; border: 1px dashed var(--border); color: var(--muted); font-family: var(--font-mono);
  font-size: 0.8rem; padding: 9px 12px; border-radius: var(--radius-sm); cursor:pointer; width: 100%;
  transition: color 0.15s ease, border-color 0.15s ease;
}
.nw-add:hover{ color: var(--purple); border-color: var(--purple); }

/* ============ CTA BAND (affiliate) ============ */
.cta-band{ display:grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 26px; }
@media (max-width: 700px){ .cta-band{ grid-template-columns: 1fr; } }
.cta-card{ background: var(--purple-soft); border: 1px solid var(--border-soft); border-radius: var(--radius); padding: 22px; }
.cta-eyebrow{ font-family: var(--font-mono); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--purple); font-weight: 600; }
.cta-card h3{ font-family: var(--font-display); font-size: 1.1rem; margin: 8px 0 6px; font-weight:700; color: var(--text); }
.cta-card p{ color: var(--muted); font-size: 0.9rem; margin: 0 0 14px; }
.cta-link{
  display:inline-flex; align-items:center; gap:6px; text-decoration:none;
  font-family: var(--font-body); font-size: 0.86rem; color: #fff; background: var(--teal);
  padding: 10px 18px; border-radius: var(--radius-sm); font-weight: 700;
}
.cta-link:hover{ background: var(--teal-dark); text-decoration:none; }

/* ============ EXPLANATION / EDUCATIONAL CONTENT ============ */
.explain{ padding: 48px 0 8px; }
.explain h2{ font-family: var(--font-display); font-size: 1.55rem; margin: 0 0 14px; font-weight:700; color: var(--text); }
.explain h3{ font-family: var(--font-display); font-size: 1.1rem; margin: 24px 0 8px; font-weight:700; color: var(--text); }
.explain p{ color: var(--muted); max-width: 720px; }
.explain ul{ color: var(--muted); max-width: 720px; padding-left: 20px; }
.explain li{ margin-bottom: 6px; }
.formula-box{
  background: var(--purple-soft); border: 1px solid var(--border-soft); border-radius: var(--radius-sm);
  padding: 16px 20px; font-family: var(--font-mono); font-size: 0.9rem; color: var(--purple-deep); margin: 16px 0; overflow-x:auto;
}

.faq{ margin-top: 8px; max-width: 760px; }
.faq details{
  border-bottom: 1px solid var(--border-soft); padding: 14px 0;
}
.faq summary{
  cursor:pointer; font-weight: 700; font-size: 0.98rem; color: var(--text); list-style: none;
  display:flex; justify-content:space-between; align-items:center; gap: 12px;
}
.faq summary::-webkit-details-marker{ display:none; }
.faq summary::after{ content: "+"; color: var(--purple); font-size: 1.2rem; flex-shrink:0; }
.faq details[open] summary::after{ content: "–"; }
.faq p{ margin: 10px 0 0; color: var(--muted); font-size: 0.92rem; }

.related{ padding: 40px 0 20px; }
.related h2{ font-family: var(--font-display); font-size: 1.25rem; margin: 0 0 16px; font-weight: 700; color: var(--text); }
.related-grid{ display:grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
@media (max-width: 800px){ .related-grid{ grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px){ .related-grid{ grid-template-columns: 1fr; } }
.related-grid a{
  display:block; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-sm);
  padding: 14px 16px; font-size: 0.88rem; font-weight: 700; color: var(--text);
}
.related-grid a:hover{ border-color: var(--purple); text-decoration:none; color: var(--purple); }

/* ============ FOOTER ============ */
.site-footer{ border-top: 1px solid var(--border); padding: 40px 0 50px; margin-top: 30px; background: var(--bg-soft); }
.footer-inner{ display:grid; grid-template-columns: 1fr 1.4fr; gap: 40px; }
@media (max-width: 700px){ .footer-inner{ grid-template-columns: 1fr; } }
.footer-heading{ font-family: var(--font-mono); font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted-2); margin-bottom: 8px; }
.footer-note{ color: var(--muted-2); font-size: 0.82rem; line-height: 1.6; margin: 8px 0 0; }
.footer-links{ display:flex; flex-wrap:wrap; gap: 14px; margin-top: 10px; }
.footer-links a{ color: var(--muted); font-size: 0.84rem; }